Cookies Policy

What is a Cookie?

A cookie is a small amount of data, which often includes a unique identifier that is sent to your computer or mobile phone browser from a website's computer and is stored on your device's hard drive. Cookies perform a variety of functions, from enabling certain functionalities on a website to recording information about your online preferences and allowing us to tailor the website to your interests. We use a combination of cookies to help us provide you with a personalised service, and also to help make our website, products and services better for you. The cookies used on our Website and Applications have been categorised on the basis of the categories found in the ICC UK Cookie guide issued in April 2012, and are explained in detail below.

Cookies Used on our Website

We may use any of the following different types of cookies on our Website and Applications from time to time:

Strictly Necessary Cookies

These cookies are essential in order to enable you to move around our Website and Applications and use their features, such as accessing secure areas of our Website and Applications. Without these cookies, services you have asked for cannot be provided.

Performance Cookies

These cookies collect information about how visitors use our Website and Applications, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies don't collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. They are only used to improve the way our Website and Applications work.

Functionality Cookies

These cookies allow our Website and Applications to remember choices you make (such as your user name, language or the region you are in) and provide enhanced, more personal features. For instance, a website may be able to provide you with local weather reports or traffic news by storing in a cookie the region in which you are currently located. These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customise. They may also be used to provide services you have asked for such as watching a video or commenting on a blog. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.

Analytical Cookies

These cookies allow us to recognise and count the number of visitors to our Website and Applications, and to see how visitors move around the Website and Applications, when they're using them. This helps us to improve the way our Website and Applications work.The most common form of using analytical cookies is when Google Analytics tracking uses cookies in order to provide meaningful reports about site visitors. However, Google Analytics cookies do not collect personal data about website visitors.

Third Party Content

Our Website and Applications may contain third party cookies and content in addition to cookies placed by us, and these are discussed below:

Third Party Targeting Cookies or Advertising Cookies

These cookies are used to deliver adverts more relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator's permission. They remember that you have visited a website and this information is shared with other organisations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the website operator.

Third Party Websites

We sometimes embed content and sharing tools from other third party websites in our Website and Applications, and if so, you may be presented with cookies from those third party sites. We do not control these third party cookies. You should check the relevant third party website(s) for more information about these cookies and how you may disable them.

How to Manage your Cookies

Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set on our Website and Application and how to manage your preferences regarding the cookies you want to retain or delete please visit the following website which will provide you with detailed information regarding how to opt out of using cookies:
Additional information regarding cookies and opting-out is available at and

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