Back Office Solutions Ltd. (the "Company", "we") respects your concerns about privacy. The Company is not acting as a "data controller" as such term is defined in the Data Protection Act 1998 and has compiled this Privacy Policy to set out the principles that govern the use of your personal data. By using the Website and Applications, you agree to the principles set out below.

"Applications" means any applications developed, owned or made available by the Company for use on any Device.

"Device" means any machine, equipment or electronic device of any description used for communication, to access the internet, or to store, access or process information including without limitation, computers, tablets, mobile phones, smartphones, iPhones and iPads; and

"Website" means www.broker-backoffice.com.

1. The Information We Collect and How We Use It

The information gathered by the Company from the Website and Applications falls into two categories:Tracking information gathered as users navigate through the Website and Applications, and Information voluntarily supplied to us by users and visitors to the Website and Applications.

When you register and use the Website and Applications, our web server will record users' IP addresses which is standard procedure for any web server. Certain data such as which pages users of the website access or visit and information voluntarily given by users such as email addresses will be stored and used to administer the Website and Applications and otherwise constantly improve our content by tracking group information that describes the habits, usage patterns and demographics of our customers. None of this information will be revealed to any third party without your consent.

2. Our Use of Cookies and Other Information Gathering Technologies

In order to analyse site traffic and to provide personalised services, we make use of cookies. (See Cookies Policy below for details)

3. How We Protect Your Information

The Company respects your right to privacy on the internet and will not sell or make available in any way individually identifiable personal information without your permission. However, no data transmission over the internet can be guaranteed to be totally secure and therefore we cannot ensure or warrant the security of any information you transmit to the Website and Applications.

You transmit any information via the Website and Applications at your own risk and you will not hold the Company or any of its representatives responsible for any breach of security or for any damages you or others may suffer as a result of the loss of confidentiality of any such information.

You agree that the Company, its affiliates, any of its respective directors, officers, employees and agents will not be liable in any way to you or to any third party for any losses, claims, actions, demands, liabilities, costs, expenses and damages of any nature whatsoever and whether or not reasonably foreseeable or avoidable, caused by, and which arises out of and in connection with a breach of this Privacy Policy and Cookies Policy.

The Company will disclose your personal information as necessary to: (a) comply with a court order or other legal process; (b) protect our rights or property; or (c) enforce our Terms and Conditions, Privacy Policy and Cookies Policy.

4. Third Party Websites

The Website and Applications may contain links to certain third party websites. The Company is not responsible for the privacy policies, cookies policies and content of these websites. It is your responsibility to read and understand the privacy policy, cookies policy and terms of the operator of the third party websites you visit.

5. Your Consent

By submitting your information you consent to the use of that information as set out in this policy. You are responsible for checking this page periodically for changes and updates to the Privacy Policy and/or Cookies Policy. Your use of the Website and Applications following any posted changes to the Privacy Policy and/or Cookies Policy will be deemed an acceptance of such changes.

6. How to Contact the Company

If you are concerned that the personal or account information maintained on the Website and Applications is incorrect, please contact us at tony@broker-backoffice.com and we will review and update our records.

We welcome your views about our Privacy Policy and Cookies Policy. If you would like to contact us with any queries or comments please send an e-mail to tony@broker-backoffice.com.

Cookies Policy

What is a Cookie?

A cookie is a small amount of data, which often includes a unique identifier that is sent to your computer or mobile phone browser from a website's computer and is stored on your device's hard drive. Cookies perform a variety of functions, from enabling certain functionalities on a website to recording information about your online preferences and allowing us to tailor the website to your interests. We use a combination of cookies to help us provide you with a personalised service, and also to help make our website, products and services better for you. The cookies used on our Website and Applications have been categorised on the basis of the categories found in the ICC UK Cookie guide issued in April 2012, and are explained in detail below.

1. Cookies used on our Website

We may use any of the following different types of cookies on our Website and Applications from time to time:

Strictly Necessary Cookies

These cookies are essential in order to enable you to move around our Website and Applications and use their features, such as accessing secure areas of our Website and Applications. Without these cookies, services you have asked for cannot be provided.

Performance Cookies

These cookies collect information about how visitors use our Website and Applications, for instance which pages visitors go to most often, and if they get error messages from web pages. These cookies don't collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. They are only used to improve the way our Website and Applications work.

Functionality Cookies

These cookies allow our Website and Applications to remember choices you make (such as your user name, language or the region you are in) and provide enhanced, more personal features. For instance, a website may be able to provide you with local weather reports or traffic news by storing in a cookie the region in which you are currently located. These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customise. They may also be used to provide services you have asked for such as watching a video or commenting on a blog. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.

2. Analytical Cookies

These cookies allow us to recognise and count the number of visitors to our Website and Applications, and to see how visitors move around the Website and Applications, when they're using them. This helps us to improve the way our Website and Applications work.

The most common form of using analytical cookies is when Google Analytics tracking uses cookies in order to provide meaningful reports about site visitors. However, Google Analytics cookies do not collect personal data about website visitors.

Third Party Content

Our Website and Applications may contain third party cookies and content in addition to cookies placed by us, and these are discussed below:

Third Party Targeting Cookies or Advertising Cookies

These cookies are used to deliver adverts more relevant to you and your interests. They are also used to limit the number of times you see an advertisement as well as help measure the effectiveness of the advertising campaign. They are usually placed by advertising networks with the website operator's permission. They remember that you have visited a website and this information is shared with other organisations such as advertisers. Quite often targeting or advertising cookies will be linked to site functionality provided by the website operator.

Third Party Websites

We sometimes embed content and sharing tools from other third party websites in our Website and Applications, and if so, you may be presented with cookies from those third party sites. We do not control these third party cookies. You should check the relevant third party website(s) for more information about these cookies and how you may disable them.

How to Manage your Cookies

Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set on our Website and Application and how to manage your preferences regarding the cookies you want to retain or delete please visit the following website which will provide you with detailed information regarding how to opt out of using cookies: www.allaboutcookies.org.

Additional information regarding cookies and opting-out is available at www.youronlinechoices.co.uk and www.allaboutcookies.org